The Core Total Return Portfolios are our core risk-rated offering for investors with time horizons of five years or more. They are built around our core
of active management, enhancing yield, staying fully invested and maintaining diversification.

There are five portfolios available, designed to try to achieve superior longer-term returns, and with a view to aligning the underlying asset
allocation with an investor’s risk/reward appetite.

The Core Total Return Portfolios






The Core Total Return Portfolios:

  • are diversified across several asset classes
  • are diversified across several geographies
  • are intended to be fully invested at all times
  • have an element of direct fixed income.
World Map % allocation

Global Bonds & Cash
Developed Markets
Emerging Markets
& Asia Pacific
Adventurous 10% 57% 20% 13%
Growth 15% 54% 18% 13%
Balanced 40% 38% 13% 9%
Conservative 65% 22% 8% 5%
Defensive 98% 0% 0% 0%